A Few Things Everyone Should Know About Disability
[NOTE: This article is on a niche consumer topic. It has nothing to do with business, marketing or opportunities. As far as I know, this area isn't restricted to just business/marketing articles, so I'm posting this. If I'm wrong, please remove this and let me know.Thanks!- Kathy]This article is completely free to republish and distribute in any form other than unsolicited spam email. Minor adjustments/editing is allowed if needed.
You may also change the headline/title if you'd like. Please be sure to make the URLs at the bottom live.NOTE: Only this article excerpt is allowed to be published and distributed. You must link to the rest of the report. The report itself cannot be republished or distributed in full.-------- start article ----------Did you know? One year of disability can wipe out 10 year's worth of savings.Other interesting things to know about disability:- 7 out of 10 people between the ages of 35 and 65 become disabled for three months or longer.- The average length of disability lasting longer than 90-days is 36 Months.- Most American families have only enough money in savings to cover two months worth of bills.- In 2000, wage and productivity losses from unintential injuries was $259.8 billion (Statistical Abstract of the US: 2002)- The maximum Social Security disability payment for 30-yr old earning $70,000 per year is just $1600 per month.- To be eligible for Social Security disability, your disability must last at least 12 months.- Social Security Disability will only pay an approved claim after a minimum of 5 months have passed.So if you suddenly become disabled... how would you pay your bills?What is disability?The Random House Webster's Dictionary of American English defines disability as:"Lack of adequate strength or ability; incapacity; a physical or mental handicap; anything that disables or puts one at a disadvantage"The Social Security Administration defines disability this way:"The inability to engage in any substantial gainful activity by reason of any medically determinable physical or mental impairment which can be expected to result in death or has lasted or can be expected to last for a continuous period of not less than 12 months." Emphasis AddedSimply put: Disability generally means that you are unable to work.
And Social Security Disability means you are unable to work at anything.Disability can happen at any time, to anyone - regardless of race, religion, gender or profession.Sometimes people become disabled dur to injuries received in a car accident. And sometimes it's a simple matter of getting hurt while participating in sports, or improving your home in your off hours.A very common injury that can cause you to become unable to work, is a back injury. And back injuries can happen simply by moving furniture, working in a garden, or fixing a leak in your roof.Other people become unable to work due to an illness or the onset of a disease: Like diabetes, stroke, or heart attack. And even pregnancy can cause some females to become unable to work: If the pregnancy develops other complications that require the woman to stay in bed, she is unable to work.This Can Happen to You Too.Unfortunately, people often assume that just because they're healthy, they can't become disabled. And that's simply not true.
Accidents happen. So being healthy doesn't usually have anything to do with whether you become disabled.Let's look at some undeniable facts:- In 2000, wage and productivity losses from unintentional injuries was $259.8 billion (Statistical Abstract of the US: 2002)- In 1999: 338,000 people were injured in a fall- In 1999: 141,000 people were injured due to overexertion- In 1999: 338,000 people experienced sprains and strainsAnd just a few of the ways these injuries happened included:- Hand and power saws- Hammers- Kitchen flatware- Beds- Tables- Ladders- Rugs and Carpets- Footwear- Bicycles- Swimming PoolsIf you'd like to know more about disability and various ways you can protect yourself and your family, read the rest of this report online at: http://www.sasezpublications.com/Reports/Disability-Insurance/? 2004. Report Excerpt courtesy of Electronic Perceptions Marketing - http://www.ElectronicPerceptions.com----- End Article ------.
Residential Playground Equipment
Residential playground equipment that can be installed in your backyard includes: swings, trapeze bars, slides, tunnels, rope ladders, rock wall, trampolines, spring swings, tire swings, baby or infant swings, bucket swings and bubble panels and is generally meant for encouraging interactive play. Residential playground equipment is being installed in waiting rooms, reception areas, retail outlets, show rooms, restaurants, and other places where parents need something to entertain bored children.
Residential indoor equipment, which can also be installed inside the house includes tumble n roll, ball pool, cars, tunnels, small trains, blocks, mountains, arch climber, rocking ducks, freight truck, caterpillars and more. These are meant for toddlers and small children in the age group of 2-5 years. The prices range from $150 to $1500 or more, depending upon the size and the complexity.
When buying residential playground equipment, check: the manufacturer's commitment...
Ladders > Residential Playground Equipment
With Pretendables Young Careerseekers Research And Role-play A Range of Dream Professions
The Professional SeriesVictor & Vikki: VeterinarianLet Victor and Vikki Veterinarian take your pooch's pulse or check Miss Kitty's blood pressure.
Acting as kindhearted vets, kids don lab jackets and sling stethoscopes around their necks while playing along with an interactive CD-ROM featuring veterinarians Victor and Vikki.
The two tend to their feathered and four-legged patients in their very own hospital and along the way take care of Mister Bulldog, Miss Turtle, Miss Python, and even scary Mister Lion. Through Victor and Vikki, children learn about a variety of fascinating animals, medical tools, and the various responsibilities of a real veterinarian.Peter & Peggie: PilotWith Pretendables, children can opt for a more "lofty" experience: flying a Boeing Jet. With a pilot's shirt, toy headset and airplane, youngsters can play along with Peter & Peggie Pilot.
Through the interactive CD-ROM, children will attend flight school to learn to become pilots.
Ladders > With Pretendables Young Careerseekers Research And Role-play A Range of Dream Professions
The risk from working at Heights
In 2004/ 2005 53 people died in the UK and nearly 3,800 were seriously injured as a result of a result of a workplace fall. Falls are the most common cause of death at work.
If you work at height for any task then your employer has a duty under the Working at Height regulations which places a duty of care on employers to protect their employees safety at all times who may be at risk of personal injury from a fall from height.
Latest projects launched by the Health and Safety Executive highlight the risk to the health of workers who conduct duties whilst at height but do insist that this does not mean a ban on the use of ladders as previously reported in the media.
The working at height regulations do not outright the ban in the use of stepladders but place emphasis to employers that they must carry out a suitable and sufficient assessment of risks connected with the working duties. This also entails finding reasonable alternatives if possible...
Ladders > The risk from working at Heights
Buying a Home - What is a Home Inspection?
Any Sally and Sam Homebuyer can look at a home and decide whether it is attractive. They might notice it is freshly painted in pleasing colors, has the requisite number of rooms, a cook's kitchen and is located in a location with top schools. But what about less obvious parts of the house?It takes special expertise to determine if the functional parts of a home are in good shape. If you attend an open house, how do you determine if there are plumbing problems, electrical problems, structural problems, drainage problems, the condition of heating and air conditioning equipment and the condition of literally hundreds of other items that could cause concern? Enter the home inspector.
A home inspector is trained to be a detective in regard to the construction and working parts of homes.
It is not an exact science.
The home inspector cannot tear into things, so they can't always see everything they'd like to. They do, however, come equipped with ladders, strong flashlights,...
Ladders > Buying a Home - What is a Home Inspection?
Buying a Home - What is a Home Inspection?
Any Sally and Sam Homebuyer can look at a home and decide whether it is attractive. They might notice it is freshly painted in pleasing colors, has the requisite number of rooms, a cook's kitchen and is located in a location with top schools. But what about less obvious parts of the house?It takes special expertise to determine if the functional parts of a home are in good shape. If you attend an open house, how do you determine if there are plumbing problems, electrical problems, structural problems, drainage problems, the condition of heating and air conditioning equipment and the condition of literally hundreds of other items that could cause concern? Enter the home inspector.
A home inspector is trained to be a detective in regard to the construction and working parts of homes.
It is not an exact science.
The home inspector cannot tear into things, so they can't always see everything they'd like to. They do, however, come equipped with ladders, strong flashlights,...
Ladders > Buying a Home - What is a Home Inspection?
The Art Of Gutter Cleaning
Many homeowners clean their own gutters or hire someone each season to properly maintain their homes. What you may not realize is that most gutter systems should be cleaned 3-4 times a year with each season. You may be wondering why should I clean out my gutters so often? The reason is each season trees go through various cycles that can clog up your gutters. In spring, most trees drop seedlings and dead twigs. Spring is also the best time to inspect your gutters for any damages that may have occurred during the winter snow.
In summer, trees lose leaves from heavy storms and high winds. In early fall, you should remove leaves that have fallen early to keep your gutters flowing freely. At the end of fall or early winter, you want to make sure everything has been properly cleared from the gutter system to help prevent ice dams or buildup of ice in your gutters. The extra weight of frozen water in your gutters can easily cause them to pull away from the fascia and in many cases,...
The Art Of Gutter Cleaning
Ladders > The Art Of Gutter Cleaning
HOW D' YA LIKE THEM APPLES?
HOW DO YOU LIKE THEM APPLES? -- Or, things you might have said to Eve had she tricked you into eating the apple --Copyright by
2004. All rights reserved.There are a few things that you might be tempted to say, if you had the chance, (especially if you're a fly on a wall in the proverbial "Garden of Eden").Speaking of flies, here are some choice lines you wish Adam might have told Eve before chomping into that fateful apple on what appears to have been another perfectly twee day in paradise.-- I don't do "bobbing for apples"!-- Let's share the guilt.-- You know I hate "Little green apples in the summertime", so play something else!-- Before we get down to business -- when was your last dental check-up?-- Not now, I'm busy killing the bugs, worms, and Trojan Horses in my frigging PC.-- I can't imagine why you think I'd want to read your new diet book, "How to Be Happy on 500 Calories or Less a Day ? Lessons From A Tart With A Heart".-- If eating an apple a day keeps the doctor...
Ladders > HOW D' YA LIKE THEM APPLES?
potty training Ladders A Few Things Everyone Should Know About Disability
My First Time Playing Golf
Many summers ago, I recall lying in front of the TV, wearing in my shorts, sipping a refreshing drink, enjoying the warm breeze, watching the Masters. I found myself being strangely fascinated by the game. Until that point I had considered it a game for the rich, well-to-do and young, loud, brash sales reps.
I decided to get of my lazy backside and have a go ? is it as addictive as they say? Surely it can't be that hard to knock a small white ball around a field of trees and sandpits!
Ladders > My First Time Playing Golf
used cars Ladders A Few Things Everyone Should Know About Disability
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